UNSECURED CREDIT-CARD DEBT OPTIONS

Explore Options for Managing Eligible Credit-Card Debt

Answer a few questions to see whether you may be eligible to speak with an independent debt specialist about available debt-relief options.

  • Simple eligibility review
  • Free phone consultation
  • No obligation to enroll

Program eligibility, terms, fees, and results vary. No particular savings or outcome is guaranteed.

Guardian Debt Services

CHECK ELIGIBILITY

Answer four quick questions

These questions help determine whether the available program may be relevant to your circumstances.

Specialist availability Monday–Friday, 11:00am–7:00pm EST
Debt-relief eligibility questions

2. Do you have at least $10,000 in unsecured credit-card debt?

3. Are you currently employed or receiving a regular source of income?

4. Is the debt you want help with primarily unsecured credit-card debt?

The available program is not intended for federal debt, student loans, business debt, auto loans, tribal loans, payday loans, or personal loans.

HOW IT WORKS

A straightforward phone-based process

1

Check eligibility

Answer a few preliminary questions about your unsecured credit-card debt and income.

2

Speak with a specialist

Eligible visitors can call to connect with an independent third-party debt specialist.

3

Review available options

The specialist can explain available program terms, fees, requirements, and potential risks.

IMPORTANT INFORMATION

Understand the available service

Debt-relief programs are not appropriate for everyone. They may affect credit, involve fees, and carry risks. Program availability and results vary by provider, state, creditor, and individual circumstances.

Guardian Debt Services does not provide loans, legal advice, credit repair, or debt-relief services. We help connect eligible consumers with independent providers.

Read our advertising disclosure